FAQ | EtiqaFinans

Frequently Asked Questions

EtiqaFinans is a company registered in Nigeria with registration number RC1805281 for the business of trading in goods, real estate, training and consultancy among other things

EtiqaFinans is a company whose mission is to ensure ease in the acquisition of goods and properties through the interest-free Buy Now Pay Later (BNPL) and Organized Group Mutual Ownership.
The company’s vision is to ease the asset acquisition problems in Africa.

Justice: We believe that society needs a fair means of owning household assets and owning home ownership
Ease: Real asset acquisition should be a simple real transaction devoid of interest or extortive fees
Innovative: We encourage visionary, thoughtful, and social impact ideas.

Real asset transactions
Interest-free Organized Group Mutual Ownership model
Interest-free Buy Now Pay Later (BNPL) model
Shariah compliant nature

Individuals or groups with a verified regular salary or income inflow.

You can create an account through the EtiqaFinans WebApp. To create an account with EtiqaFinans, you will be asked the following information:

Phone Number
ID (NIN)
Email

Your created account should be used for all future purchases from EtiqaFinans

No, you cannot. Each customer must only have one account. Creating a second account will lead to both accounts being blocked.

A mode of payment that allows customers to ‘buy now, pay later’; a customer pays in installments for a product he buys from us. Purchases are made seamlessly without interest and additional fees.

Sign Up
Choose your product
Provide the required information necessary and make four (4) installmental payments with No interest and No costs
Collect your product immediately after you make the first installmental payment.

After placing an order and your purchase is approved, you can collect your product(s) at our designated pick-up point close to you.

Your purchase is declined if you do not meet the necessary requirement(s).

EtiqaFinans’s transparent business model! Customers will never be charged interest, late fees or processing fees ever. What you see is what you pay.

All payments are made to EtiqaFinans bank account. No payment is collected in person.

Generally, there are four (4) installments for all products. The price of each product is equally divided into four (4) installments.

No, customers cannot move the repayment dates for their installments

The price of the product is equally divided into four (4) installments. You can only choose to increase the amount for your next installment by adding the installment after it

Currently, EtiqaFinans only allows customers to choose to pay in up to 4 installments.

A mode of payment that allows customers to ‘buy now, pay later’; a customer pays in installments for a product he buys from us. Purchases are made seamlessly without interest and additional fees.

Sign Up
Choose your product
Provide the required information necessary and make four (4) installmental payments with No interest and No costs
Collect your product immediately after you make the first installmental payment.